US Paycheck Calculator 2026 (Federal Tax and FICA)
Estimate take-home pay from annual salary using 2026 federal income tax brackets, the standard deduction and FICA. State tax is not included.
Net pay per year$61,592.50
Net pay per month$5,132.71
Net pay per paycheck (26 per year)$2,368.94
Federal income tax$7,670.00
Social Security + Medicare$5,737.50
Federal effective rate%10.23
How it is calculated
Taxable income = salary − 401(k) − $16,100 standard deduction (single filer). 2026 brackets: 10% to $12,400, 12% to $50,400, 22% to $105,700, 24% to $201,775, 32% to $256,225, 35% to $640,600, 37% above. FICA: 6.2% Social Security up to $184,500 plus 1.45% Medicare, and 0.9% extra Medicare above $200,000. State and local taxes, credits and other deductions are excluded. Source: IRS Rev. Proc. 2025-32.
Worked example
| Net pay per year | $61,592.50 |
| Net pay per month | $5,132.71 |
| Net pay per paycheck (26 per year) | $2,368.94 |
| Federal income tax | $7,670.00 |
| Social Security + Medicare | $5,737.50 |
| Federal effective rate | 10.23 |
FAQ
Does it include state tax?
No. Add your state and local income tax separately.
Are the results exact?
Results are estimates for information only; check official sources for binding figures.